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  • How To Manage Your Hard Earned Money And Earn More  By : Dominique Fauree
    This Article Provides Some Great Tips On How To Manage And Earn More Money At The Same Time. You Will Also Discover A Great Money-Making Opportunity.
  • Watching Over Money  By : Kadence Buchanan
    You open it, close it, and reopen it at least twice a day. One of your most important storage devices, your wallet, has evolved over the years to an important financial tool and a personal journal. Storing receipts, bills, paper money, coins, credit or debit cards, your driver's license and even your local supermarket membership card, your wallet is perhaps the most important piece in your pocket or purse.

    But keeping score of your week's spending and managing to stay unde...
  • Tips On How To Cut Your Monthly Expenditures  By : Joseph Kenny
    Money can certainly be tight for many of us, and most of us could use a few tips on how to cut down our monthly bills. While not all tips will ever work for anyone, a number of these can be used by most - that means that there should be something here you can use. Here are a few ideas on how to cut down on your monthly expenses.

    1. Combine Your Credit Cards

    Most credit cards have a rather high interest rate on them - at least anything is high if it is greater than 0% AP...
  • Typical Mistakes People Make Concerning Their Finances And How To Avoid Them  By : Joseph Kenny
    In our day of easy access to credit cards, loans, and so many things that you must have, it is almost no wonder that so many are getting themselves into financial trouble. Everywhere we turn we face some ad that tells us we cannot live happy unless we have such and such a product. The demands are frequent that tell us we just have to have the latest or the best, but do we really have to have it? Could this be the reason for the financial troubles that so many are experiencing...
  • Cash Flow Planning For Solo Professionals  By : Kristine McKinley
    You’ve heard it a million times – cash flow can make or break a business. Lack of cash flow planning is the reason why many businesses fail. In fact, many PROFITABLE businesses fail because of cash flow issues. Without adequate cash flow, you can’t pay your bills and you can’t make plans for your business.

    So… what is cash flow planning? Cash flow planning is projecting your future cash inflows from sales, services, and loans, and comparing them to your future cash flow ne...
  • 10 Tips To Improved Personal Budgeting  By : Matt Shupe
    $Clip coupons. This is the single most important rule of personal budgeting. Why? Simply because a few minutes spent clipping coupons could end up saving you multiple dollars in the checkout line.

    $Buy in bulk. If your favorite products are on sale, buying in bulk may cost you more at present but could end up saving you a lot in the future. Some good examples are items that do not have an expiration date, such as soap, shampoo, toiletries and other household items. Canned ...
  • Money Counters – Simplifying Money Management  By : Barney Garcia
    When you hear the word “money counter”, the first thing that comes to your mind is someone who counts money. Money counters do count money, but they are not persons. A money counter is a machine that can count, add, stack, and detect money. Money counters are used by banks, arcades, casinos, restaurants, multi national companies and any firm that handles a lot of cash or change in a day.

    Money counters are used all across the world to increase speed of counting cash, elimi...
  • The Benefits Of Multiple Sources Of Income  By : Ken Snodin
    Inflation and economic trends require families to have two incomes just to stay even with their expenses. It may be that, in the future, even two incomes will not be sufficient. It is a good idea to be prepared for bad economic times rather than to simply hope for the best and suffer if the best does not come. Families should have multiple sources of income to guard against an insecure future. It is very important to have a source of extra income.

    Wealthy people have alway...
  • 9 Places You Can Save Money For Your Family  By : Deanna Mascle -
    Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money. However almost every family has places where costs can be cut and pennies can be pinched -- and if those freed up funds are then used to pay down debt and save for the future it could have a dramatic impact on thei...
  • Where Do I Invest $100,000 And Up For X-Amount Of Time?  By : Ryan J Bell
    Having six figures to play with means you are doing something right, so pat yourself on the back.

    Picking your strategy for this size of investment will involve choosing an aggressive strategy over one of steady growth; and that decision depends on how badly you would feel if you lost all of that money over night.

    Any of the other strategies provided on my website will be sure to give you a good return as well, so here are a couple of general tips:

    First, make sure y...
  • Financial Balance: Reducing Unnecessary Spending  By : Wendy Betterini
    If Americans were polled about their personal concerns, at the top of the list would be finances. Finances are important in our lives, from the national budget to the family budget, and when our finances are unbalanced, it can lead to serious trouble. Not only are bad finances linked to a significant number of failed marriages, but our personal financial history becomes public record when we apply for a job or credit.

    Living month-to-month or buried in debt is hard, but ma...
  • ABCs Of A Good Accountant  By : John Maxim
    Have a good laugh at this joke concerning accountants:

    A businessman was interviewing applicants for the position of divisional manager. He devised a simple test to select the most suitable person for the job. He asked each applicant the question, "How much is two and two?"

    The first interviewee was a journalist. His answer was "twenty-two"

    The second applicant was an engineer. He pulled out a calculator and showed the answer to be between 3.999 and 4.001.

    The las...
  • How Will You Know That Your Accountant Is More Than Just A Number Wizard?  By : John Maxim
    The business arena is all about venture, is it not?

    Indeed, there is only a thin line which separates success and failure. For businesses, small or big, somebody reliable must advise on complex things. These things include a whole lot of opinions on taxes, method of financing and effective planning. I am referring to a credible ACCOUNTANT.

    Does it mean that an erroneous choice of an accountant will destroy a business? Well, probably not damage everything right off the b...
  • Stuff Happens: Be Prepared  By : Cheryl Johnson
    As children, if we learned nothing else from those "scary" nursery rhymes, it should have been that "stuff" happens! Scary? Yes, Scary! Jack fell down and broke his crown... Humpty Dumpty fell off the wall (worse yet, they couldn't put him back together again!)... The wind blew and down came cradle, baby and all... little Miss Muffet had her meal interrupted by a spider... and two little Piggies got there houses blown down. Is that scary enough for you?

    What's with these n...
  • Shop In Consignment Stores And Save Money  By : Stephanie Foster
    Saving money while getting good quality is hard. It gets worse when the time comes to buy furniture or other relatively expensive items.

    Of course, you could always just head to the thrift stores. Run by various charities, thrift stores offer used furniture of varying quality. I’ve seen couches as low as $30, although most people probably wouldn’t welcome that particular couch in their living room.

    If you want to go a little higher quality, consignment stores can be the...
  • Save Money When Flying  By : Tim Renolds
    One common goal for people all over the world is trying to find ways to save money on flying. It is common knowledge that flying is a particularly expensive way of traveling, yet it is one of the most common, safest, and fastest method available in the world today. Unless you travel frequently for business purposes and your company pays all your airfares, it is you that will have to worry about the costs of flying. There are a wide range of things you could do to reduce the a...
  • Money Is A Family Affair  By : Terry Rigg
    If you are single and don't have kids this tip won't mean much to you. For the rest of us that have others to consider when making money decisions it just may make things a little easier.

    I guess the best knock-down, drag-out fights my wife and I ever had was about money. No, it never came to blows because she's meaner than I am. Believe me you can have a lot of fights in almost 40 years.

    At some point we realized that it wasn't accomplishing anything. We still didn't h...
  • Donating To Charity On A Budget  By : Cheryl Johnson
    I always feel guilty that I can't give to charity more than I do. But, honestly, my budget is trimmed down to the bare minimums and our income just meets those obligations with pennies to spare. Still, I feel that I should be giving something. After all, I know that there are other families struggling much harder than ours to simply provide the very basic needs of survival.

    You need only to look at your budget to see that our society places a high price on the very basic ...
  • Frugal Family Vacations  By : Cheryl Johnson
    Everybody loves a nice, relaxing, vacation. The family vacation gives us a chance to focus on family and spend some quality time together. Unfortunately, sometimes the family vacation can be costly. Especially, if you have a large family.

    Including a vacation in your plans can be a challenge on a tight budget. For those of you who want to get in that family quality time, yet don't have the finances for an extravagant vacation, here are some frugal family vacation tips. Sin...
  • Search Out Sales  By : Daniel Smith
    Regardless of what you are looking to purchase there is one sure fire way to save money. The best way to do this is by waiting for a sale to come around on the product. If you think about it, during the course of a year almost everything that you can buy will be on sale at least one time. This means that if you can wait to buy it, you should wait to buy it. If you can wait on larger purchases you will most definitely save a lot of money over the course of a year.

    One of th...
  • Always Compare Prices  By : Belina Storrey
    If you are anything like me, you have to abide by a strict budget in order to see all of your bills taken care of each month. Most months there aren't extra dollars laying around to be spent freely on anything you want. Sure, you might splurge on an occasional coffee or two, but for the most part the money you earn goes right to keeping you living each month. I have discovered a small but significant way to help curb my expenses and allow for a small amount of 'fun money' eac...
  • How You And Your Partner Should Save Money  By : Rene Graeber
    Most newly-married couples are having a hard time adjusting to a different way of life, especially when it comes to financial matters. As separate individuals, your spending habits will differ. This is why you both need to make certain adjustments to combine the household budget.

    Here are some ways on how you and your partner can make the ‘financial aspect’ of your marriage harmonious and organized:

    1. Understand the way that you both look at money.

    If you and you...
  • Saving Money Around The House  By : Linda Polansky
    You spend the most time there, so it makes sense that your house represents your largest expense. Whether it is the day to day upkeep, and operating expenses, repair projects, or the rent or mortgage payment, you allocate a big portion of your income to your home. Because you spend so much money on it, take advantage of the following tips to start trimming your budget.

    If you want to possibly save hundreds of dollars a year on your electric bill, make sure that any new ap...
  • A Frugal Lifestyle  By : Edwin Shackleford
    The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from.

    But if you are guided with the right principles and reasons in deciding to live a frugal life, you would never go wrong.

    If you have decided to live frugally, no need to be worried of i...
  • You Gotta Have A Plan  By : Chris Bednarz
    How that is some people can retire at 50? Or not lose their shirt when there’s a stock market “crash”?

    Why are some people able to earn high incomes or even have “multiple streams of income?

    How come some people retire to a life of luxury and world travel, while others barely have enough to feed and house themselves?

    Of course, one part of it the answer is that some people are more intelligent and industrious than others. No matter what anyone says, we are not all th...
  • The Art? Of Money Management  By : John MacKenzie
    If I mention the term money management to many adults with ADD their eyes will glaze over when thinking about the tedious nature of paying bills. Many adults with ADD will also get lost with the facts & figures used to calculate everything from your insurance rates to the amount of money that you need for retirement. It is easy to think of money management as purely analytical science. If you think of money management as a science, you might feel that there is only one way to...
  • Secrets That Ensure Profits  By : Harald Anderson
    The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.

    This interesting article addresses some of the key issues regarding Futures trading. A careful reading of this material could make a big difference in how you think about futures markets and trading them.

    How a strategic money management pl...

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