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Stu Pearson's Articles in - Mortgages

  • How To Find Wholesale Mortgage Lenders
    Some mortgage bankers and portfolio lenders are also wholesale lenders that deal with mortgage brokers, sometimes exclusively.

    Most mortgage lenders have both wholesale and retail departments. Mortgage brokers prefer to obtain wholesale rates and then mark up these rates by adding points, presenting the borrowers with quotes that are similar to what borrowers could obtain directly from a retail lender. Mortgage brokers are free to set whatever prices they want, and have di...
  • How To Find A Home Mortgage Lender
    Looking for a home loan? In searching for a home loan, there are three providers which you may choose from an officer at a bank, other lending institution or you may turn to a mortgage broker. Whichever provider you choose the end result is just the same and that is you get to have a new house.

    Loan officers are actually employees working in a bank, a credit union or lending institution who work to sell and process mortgages and other loans. They offer a wide selection of ...
  • Top Choices Of Houston Mortgage Brokers
    A brokerage, in financial terms, is a company that processes – or brokers – the transaction between an equities trader and a major equities exchange. A broker is also the party that mediates between a buyer and a seller, acting as a principal party in the deal.

    In the past, banks and other lending institutions handled their own loans. But as the mortgage market has grown in size and competitiveness, mortgage brokers have become more common. In fact, in most markets, mortga...
  • Top Five Mortgage Companies In Houston
    There are many reputable mortgage companies in Houston, Here are the top five:

    • 1st Texas Mortgage Company
    This full service mortgage lenderoffers hundreds of programs for mortgage loans. Their websites and local offices provide services mortgage clients. Whether you're a first time buyer or an experienced investor, the 1st Texas Mortgage Company has programs that will suit you. They specialize in helping those with lower than average credit.

    a)First time buyers – the...

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