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Bill Hazelton's Articles

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Keep College Student Credit Cards Under Control With rights come responsibilities. And this rule applies to college student credit cards as well. These small pieces of plastic look innocent enough but come with their share of pitfalls. College days are colored with long hours of studying and longer hours partying with friends and classmates. And, if you are not careful, college days will also be marred with credit card bills that carry the threat of thousands of dollars of debilitating debt that will stay with you for some... Do Cash Back Credit Cards Mean Money In The Bank? There is no better way to win consumer loyalty than paying them to shop. Cash back credit cards aim to do precisely this. A percentage of every purchase you make is set aside as points. Once you hit a certain number of points, you get it back as cash! You could use it to pay off part of your credit card bill, or even have it credited to your bank account. While most cash back credit card companies give cash back at the rate of 1% or less, you could find one with higher rates ... College Credit Cards Help Smooth Out Credit Wrinkles College student credit cards have replaced student loans as a freshman’s first student credit experience. At the sophomore level, out of a sample of 100 students, over 90% were found to be holders of at least one college credit card. The question is why do many students find themselves in a vicious cycle of debt with their college credit cards? Why are so many students astonished with the huge bills they receive each month? Most importantly, must it necessarily always be this... College Credit Cards – Building A Good Credit History At An Early Age College student credit cards are intended specifically for students who normally would not qualify for regular credit cards, as they do not have a steady income or a credit history. As a student, it is a good idea to establish a first-rate sound credit history at an early age, which would help you get a regular credit card in the future, regardless of your employment status. College Credit Cards Versus Generic Credit Cards In theory, college credit cards are identical t... 0% Apr Credit Cards You Can Find When it comes to 0% APR credit cards, you may be wondering how you can take full advantage of these offers. There are many f them out there, actually. The ability to offer this service is usually something of a ploy though. To get you into their card products, card issuers may offer 0% APR abilities as an introductory. Yet, even if this is only an introductory offer, you can still find these benefits to be rather rewarding. If you take a few minute to consider what is out the...

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